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Terms And Conditions

  1. 1. Name of the scheme: Rishabh 11
  2. 2. Members can enroll for any deposit scheme starting with a minimum monthly instalment of Rs. 1000/- or more for a period of 11 months.
  3. 3. There is no fixed enrolment date. A customer can become a member on any day he/she desires.
  4. 4. Any existing member can enroll in multiple schemes.
  5. 5. Customer KYC is must to avail the scheme membership.
  6. 6. Monthly Installments should be paid keeping a minimum of 30 days between 2 instalments
  7. 7. Criteria for earning the discounts are applicable to members who will pay all their monthly installments in time without defaulting on any month.
  8. 8. Payment can be made either in cash or cheque at our store or even by any online payment options available with the members.
  9. 9. The member will receive an OTP number from our store on the registered mobile number to redeem the scheme
  10. 10. The OTP has to be shared at the store at the time of redemption of the scheme
  11. 11. Any discrepancies in the card entries or the receipts should be bought to management’s notice within 7 days of entry.
  12. 12. In case of any default/delay in the payments will further postpone the redemption date accordingly to the delayed period.
  13. 13. In case to discontinuation of the scheme in between, by any member, the redemption of only the invested amount will be possible and that too only after the scheme period gets over. Any rewards or discounts shall not be applicable to schemes stopped in between by the member.
  14. 14. The maturity date (redemption date) shall be from 30 days of the date of last successful installment/deposit.
  15. 15. The monthly investment schemes are valid only for Gold Jewellery purchase and not for any cash, refund, coins, ingots or bullion.
  16. 16. Making charges on the Jewellery will be applicable depending upon the Jewellery selected for purchase.
  17. 17. Making charges will differ from jewellery to jewellery.
  18. 18. Delivery of Jewellery is subject to government taxes which will be applicable on the final bill value
  19. 19. You must compulsorily close “Rishabh 11” scheme within 430 days from the date of opening your account.
  20. 20. All disputes are subject to Karnataka State Jurisdiction.
  21. 21. INR 50 for any new referral shall be applicable only after 5 successful installments by the referred member.
  22. 22. Management has all the rights to accept/reject any application without any application without any reason.
  23. 23. In case of any dispute during redemption, managements decision will be final.